What I can do for you.....
Renewing your mortgage is as important a financial decision as selecting your first one. Don't be too quick to sign the banks renewal offer. Too many people simply sign on the dotted line and send it back. The banks count on this... and the usual result for you is a higher interest rate and a mortgage package that is not updated to your current situation and may not reflect your needs.
At the end of your term is the best time to re-evaluate your current financial situation and determine what your needs are for the next term. Can you afford to increase your payments slightly, reduce your amortization and save thousands of dollars in interest? Do you want to do some home improvements or take a family vacation? I will help you work through your budget and give you some insight on how to improve your mortgage and overall financial situation.
Let me review your mortgage and your current financial situation. There is no cost for the review and typically the new lender will cover all costs associated with a straight switch.
Thinking of Refinancing?
Refinancing replaces your existing mortgage loan with a new mortgage at a new lower rate. Refinancing can be used to reduce your interest rate, change the term of your loan, take some cash out of the equity for investments, home improvements, debt consolidation or even a family vacation.






